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Hello,
I'm Michael Kearns
Mortgage Loan Officer
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Hello, welcome to my page.

I have been actively working in the WNY Real Estate industry for over 20 years as a Realtor, investor/flipper, formerly as an appraiser and am now excited to join Mainstream Funding Network, Inc. as a Mortgage Loan Originator. When I am not doing everything Real Estate, you can typically find me with my wife Dara and our two sons on a baseball diamond, basketball court or watching football.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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